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Other than simply not socking away enough money for the future, there's a less-obvious reason why Americans don't save enough: They are getting clobbered by often-hidden fees. For most investors, credit customers and savers, fees are a nasty fact of life, so they ignore them, even though they consistently and silently eat away their savings. READ MORE >>

The financial shock of adding a teenager to a family auto insurance policy is getting less shocking — at least somewhat. An annual analysis by insuranceQuotes.com, a rate comparison site, found that adding a teenager still increased annual premiums substantially, but the magnitude of the increase has been falling over the past few years. READ MORE >>

Clients often think trusts can do everything – as if they are magical creatures – the unicorn of estate planning. All their problems are solved because they have a trust. That may be the case, but it may not. Different trusts do different things. READ MORE >>

5 Insurance-Buying Mistakes to Avoid Whether you’re insuring your house, car or yourself, never shop based on price alone. Buying insurance can be confusing, but when the unexpected happens – a house fire, a fender bender or a broken bone – it's a relief to know that some of those financial losses will be covered. READ MORE >>

What will happen if you or your child causes a car accident resulting in serious injuries and death of others? How would you pay for the treatment of someone who hurts himself or herself in your home and claims negligence? What happens when they claim to have greatly suffered because of the injury? READ MORE >>

From well-known options like IRAs and 401(k)s, to more obscure ones like Cash Balance Pension Plans or Rich people Roths, these accounts can help you grow your savings. They also help you pay less taxes along the way. Here are 10 Retirement accounts you should know about READ MORE >>

 The cost of a college education is skyrocketing. It’s no surprise that student loans now make up the largest chunk of U.S. non-housing debt. Yes, more than both credit cards or auto loans. Many Baby Boomers and Gen Xers remember working their way through college and graduating with little to no debt. READ MORE >>

5 Tips to Save Money Booking Your Next Hotel Room These simple tips will make sure you get the best hotel experience for your budget, whatever that budget may be. By Shivani Vora Credit to The New York Times Why did you end up paying $100 more per night for that hotel stay than your friend, who was a guest at the same property just a few days earlier? READ MORE >>

Welcome to our new website! Take a look around and view some of the self-service features that we offer, as well as informative sections to answer all of your insurance related questions. Please use the "Contact Us" tab to let us know any questions or comments you may have about your experience on the site. READ MORE >>

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